An app by Erick Ingleby

Purser Money

One calm view of a household's money, built for the two people who share it.

Purser brings every checking account, card, loan and bill into one place and answers the questions a household actually asks: what is safe to spend until payday, what is due before then, whether the bills account covers it, and how savings are tracking.

What it does

• Safe to spend, worked out from how the household really pays its cards, not from a checking balance.
• Spending by category and merchant, with simple rules for filing new purchases.
• Recurring bills and subscriptions, with a warning before an account runs short.
• Accounts, loans and property together, with balances over time.
• Penny, a built-in advisor who answers questions about the household's own numbers.

What it never does

Purser never moves money. It reads and advises; every payment stays in the bank's own app. There are no ads, no tracking and no analytics.

Purser is made for one household and is not open for sign-ups. Questions go to support.